Effective Date: April 2026 | Last Updated: April 2026
Monarch Funding Group ("we," "our," or "us"), a DBA of KPW Solutions LLC, operates as a lead generation and business funding referral service. We are not a lender, bank, or financial institution. We connect business owners seeking working capital with third-party funding companies, brokers, and financial institutions ("Funding Partners") who may be able to provide business financing solutions.
This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website monarchfundinggrp.com, submit an application for business funding, or communicate with us via SMS/text message. By using our website, submitting your information, or opting in to our SMS program, you consent to the practices described in this Privacy Policy.
We may collect the following types of information when you interact with our website, submit an application, or opt in to SMS communications:
By submitting your funding application on our website, you understand and agree that your application information may be shared with the following parties:
We do not sell your personal information to unrelated third parties for their own marketing purposes unrelated to business funding services.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Phone numbers collected for the purpose of SMS consent will not be sold or shared for marketing purposes.
Monarch Funding Group offers a two-way SMS messaging program (the "Program") to communicate with business owners who have applied for funding or otherwise opted in to receive messages. The Program sends a mix of transactional and promotional messages, including but not limited to: application confirmations, verification requests, status updates, appointment reminders, follow-up messages regarding your funding inquiry, and occasional informational messages about business funding products and services.
You may opt in to receive SMS messages from Monarch Funding Group by: (1) submitting the funding application on our website and checking the consent box authorizing SMS contact; (2) entering your phone number into our website chat widget and submitting the form; or (3) replying affirmatively to a message we send you after you have provided your phone number.
Message frequency varies based on your application status and interactions with us. You may receive up to 10 messages per month under normal circumstances, though frequency may vary.
Message and data rates may apply depending on your mobile carrier plan. Monarch Funding Group is not responsible for any charges incurred from your mobile carrier.
You may opt out of the SMS Program at any time by replying STOP, END, CANCEL, UNSUBSCRIBE, or QUIT to any message you receive from us. After replying STOP, you will receive one final confirmation message, after which you will no longer receive SMS messages from Monarch Funding Group. Opting out of SMS will not affect any pending funding application you have submitted.
For help or more information about the SMS Program, reply HELP to any message you receive from us, or contact us at the email address listed in the Contact Us section below.
The SMS Program is available on major U.S. carriers, including AT&T, T-Mobile, Verizon Wireless, Sprint, Boost Mobile, U.S. Cellular, MetroPCS, Cricket, and Google Fi, as well as most smaller regional carriers. Carriers are not liable for delayed or undelivered messages.
Consistent with the callout above, phone numbers and consent data collected through the SMS Program (including through our website chat widget and direct SMS opt-in) are used solely by Monarch Funding Group to communicate with you and will not be shared, sold, or rented to third parties or affiliates for their marketing or promotional purposes. This restriction on sharing SMS opt-in data is separate from, and in addition to, the consent you provide when submitting a funding application, which authorizes sharing of your application information with Funding Partners as described above.
By submitting your application and providing your phone number with consent on our website, you are providing your express written consent under the Telephone Consumer Protection Act (TCPA) and applicable state laws for Monarch Funding Group and its designated Funding Partners to contact you at the phone number you provided. This consent covers contact by telephone, including calls made using an automatic telephone dialing system (autodialer) or prerecorded/artificial voice messages, and by SMS/text message, for the purpose of discussing business funding products and services.
You understand and agree that:
We maintain records of your consent, including the date, time, opt-in source, and the specific consent language you agreed to when submitting your application or opting in to SMS communications. These records may be used to demonstrate your consent in the event of any dispute.
Our website uses cookies and similar tracking technologies to collect information about your browsing activity. This helps us analyze website traffic, optimize our advertising campaigns, and improve your experience. You can control cookie settings through your browser preferences. Note that disabling cookies may affect website functionality.
We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, including to satisfy any legal, accounting, or reporting requirements. Consent records, including SMS opt-in records, are retained for a minimum of five (5) years from the date of consent.
If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including the right to know what personal information is collected, the right to delete personal information, and the right to opt out of the sale of personal information. To exercise these rights, please contact us at the information provided below.
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party websites you visit.
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child under 18, we will take steps to delete such information promptly.
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.
If you have any questions or concerns about this Privacy Policy, or to exercise any of your rights described above, please contact us at:
Monarch Funding Group
A DBA of KPW Solutions LLC
1672 Margate Dr, Lexington, KY 40505
Phone: (859) 608-7269
Email: [[email protected]]